Financing and leasing
Arranged and explained
I help arrange your financing or lease and go through the numbers with you. The lender, rate and term depend on your situation, so we confirm those case by case.
Hi, I'm Ellen
I'm an independent car broker in Toronto, so I'm not tied to one store. Tell me what you drive now and what you're looking for, and I'll do the negotiating, pull together the options that actually fit, and walk you through the payment and the terms before you sign anything. In a lease and want out early? I'll look at that with you too.
No broker fee to you. No dealership pressure, no obligation.
Why work with me
I've been doing this for 28 years and I work for you, not for a single dealership. I compare what's out there, negotiate on your behalf, and explain every line before you commit.

Independent
Not tied to one dealership
Because I'm not selling from one store's lot, I can look at all makes and models and bring you the options that fit what you asked for.

No fee to you
You don't pay me a broker fee
My service costs you nothing. You'll hear the price, the payment and the terms in plain language, and I'll tell you what I'd do if it were my money.

New, used, lease, finance
Whatever shape the deal takes
Trucks, SUVs, sedans, hybrids, EVs, luxury, sports cars, minivans and commercial vehicles — new or used, bought, leased or financed.

Trade and lease exit
I'll look at what you're driving now
I can fold your trade-in into the deal, and if you want out of a lease early, I'll go through your options with you. Exact figures we confirm together.

English and Hebrew
We can talk in either language
Whichever one you're more comfortable in, that's the one we'll use for the questions and the paperwork.
I do the negotiating. You just decide.
You don't have to sit across a desk and haggle. Tell me the vehicle, the budget and the timing, and I'll come back with real options and real numbers.
How it works
Start wherever you are: a budget, a timeline, a lease that's ending, or a specific vehicle you've already got your eye on.
Send me the vehicle you're considering, your budget and timing, and what you're driving now — including whether you're in a lease.
I look for the vehicles that match and handle the back-and-forth on price for you, so you're not calling store after store.
I lay out the options side by side and explain the payment, the term and what your trade or lease exit does to it — before you commit to anything.
Once you're happy with the deal, I get the paperwork sorted and we arrange your delivery.
What I handle
These are the pieces I take off your plate. Where the exact figures depend on your situation, we'll confirm them together before anything is signed.
Financing and leasing
I help arrange your financing or lease and go through the numbers with you. The lender, rate and term depend on your situation, so we confirm those case by case.
Trade-in
I can take your current vehicle in as part of the purchase. We'll go through the appraisal and the figure directly, so you know exactly what it's doing to your payment.
Early lease termination
If you want out of your lease early, tell me where you are in it and I'll look at what your options are.
All makes
Trucks, SUVs, sedans, hybrids, EVs, luxury, sports cars, minivans and commercial vehicles, new or used.
Serving Toronto and across Ontario.
Whether you're in the city or a few hours out, send me a message or pick up the phone and tell me what you're looking for.
More from me

Trade-in
What's your car worth?
Answer a few quick questions about your car and get your real trade-in number by text — about a minute, no obligation.
Get my numberQuestions
Straight answers before you decide whether to get in touch.
I work for you instead of for one dealership. You tell me what you're looking for, and I find the options, handle the negotiating, and then sit down with you and go through the numbers so you understand the payment and the terms before you sign.
You don't pay me a broker fee for my service.
No. I handle new and used, and I work with all makes — trucks, SUVs, sedans, hybrids, luxury, sports cars, minivans, EVs and commercial vehicles.
Yes. I help arrange financing and leasing and review the numbers with you before you commit. The specific lender, rate and term depend on your situation, so we'll confirm those case by case.
Yes, early lease termination is something I deal with regularly. Tell me the vehicle and where you are in the lease and I'll go through your options with you.
Yes, I can handle your trade-in as part of the deal. We'll confirm the appraisal process and the figure directly so there are no surprises.
I'm based in Toronto and help buyers across Ontario, so you don't have to drive from dealership to dealership yourself.
English and Hebrew — whichever you'd rather use.
Get started
Send me the vehicle you have in mind, your budget and timing, and what you're driving now. I'll come back with the options that fit, the real numbers, and a simple next step. If you'd rather talk it through, call me at 416-784-3838.
Call
4167843838Text
4167843838